PERSONAL INSURANCE

Trafalgar Financial Services (TFS) has developed short-term motor and household contents cover for owners and residents living in secure sectional title and cluster developments. Communal living offers unique security benefits, which are passed on in the form of premium savings. Let your levies and significant investment in security work for you and get discounted motor and household cover from TFS.

Vehicle Insurance

 Covered for retail value (market value is optional)
 You can select an excess option which suits your pocket
 Vehicle cover is not limited to a specific driver
 You have the freedom of choosing your own repairers
 Emergency hotel expenses
 Delivery to your address after repairs done

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Motor Cycle Insurance

Motor Cycle Insurance benefits include:

 Covered for retail value (market value is optional)
 You can select an excess option which suits your pocket
 You have the freedom of choosing your own repairers
 Delivery to your address after repairs done

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Contents Insurance

Household insurance benefits include:
Fixed Excess regardless of the nature or value of the claim
 You can select an excess option which suits your pocket
 Extensions available to suit your every need
 Covers goods and personal effects of guests
 Damage to your garden
 Automatic inflation linked adjustments are made annually
 Discounted rates as a result of sectional title security benefits
 Real time online claims status

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Building Insurance

Building insurance benefits include:
 Fixed excess regardless of the nature or the value of the claim
 You can select an excess option which suits your pocket
 Automatic inflation-linked adjustments are made annually

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Watercraft Insurance

Pleasure Craft Insurance covers any motorboat, ski boat or wet bike (including the hull, motors, machinery, equipment, standard fittings and accessories).

The watercraft is covered for
 accident
 theft or attempted theft
 fire, explosion and earthquake
 storm, hail, flood and snow
 malicious acts
 loss or damage to outboard motor(s)
 negligence of any person
 salvage costs
 medical expenses for injuries to people caused while using the craft
 liability to other people

Benefits

 You can select the excess option which suits your pocket (from as low as R1000); the higher the excess, the lower the premium.

 Should your vessel by less that 4 years old you’ll receive the current purchase price of a new vessel of the same or similar vessel.

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