TFS provides value-added financial and insurance products to enhance and protect property assets. TFS’s property related financial services range from body corporate loans and insurance, to household and motor insurance cover and tailor-made property financial services products such as refurbishment finance. Contact TFS today for a property insurance quote, or visit us online for more information.

TRAFALGAR FINANCIAL SERVICES’ PRODUCT RANGE INCLUDES:

Body Corporate and Home Owners Association Loans
Many buildings require maintenance or capital improvement projects at some stage, be it painting or waterproofing, security system installation or upgrades as common examples. These may arise unexpectedly and without budget and reserves to support the required work. Very often projects of this nature can have adverse implications on the body corporate’s / home owners association’s finances, insurance premiums and cash flow. TFS has developed a product to cater for this need and offers property loans tailored on an individual basis to fit the work required and cash flow parameters in question

Contact TFS for a free quotation for financing any refurbishment or improvement projects: the competitive and flexible terms available are very often more favourable than the special levy alternative or inflation escalations that arise from delaying the work concerned to accumulate sufficient funds.

Body Corporate & Commercial Insurance
TFS currently insures a sectional title and home owner’s association portfolio in excess of R25 billion placed across major insurance underwriters in South Africa. Due to the scale of Trafalgar's property insurance portfolio, our insurance brokers are generally able to obtain more competitive rates for our clients than may otherwise be achieved in the market. In addition, TFS's insurance brokerage offers a national network of on-site brokers ensuring the fastest turnaround times of claims and consistently superior customer service for sectional title, home owners association and investment property insurance. Service excellence combined with highly competitive pricing has positioned TFS as a first choice broker for residential property insurance requirements.

Trafalgar Levy Solutions
Trafalgar’s Levy Solutions product offers levy finance guaranteeing a fixed monthly levy cash flow on the 1st of each month. This product aims to rehabilitate a residential property's cash flow by guaranteeing cash flow and delivering intensive credit control support in parallel. Consistent, predictable cash flow coupled with an opportunity to unlock arrear levies are the benefits of this product. The contract duration is very flexible and individual unit cover is also available to cover and address specific levy defaulters.

Geyser Guarantee
Geysure is a top-up geyser policy where the existing property insurance specifically excludes geyser cover on age or settles only a portion of a claim, due to specific limitations. Geysure guarantees clients peace of mind regarding damages caused by geysers and existing cover limitations. TFS currently provides cover for over 12 000 geysers on a national basis.

Refurbishment Finance For Residential Property Investors
Individually tailored finance solutions for investment property owners in Trafalgar-managed properties for specific improvements and maintenance jobs.

XS Buy Back
Offers full cover for all excesses related to property insurance claims. XS Buy Back provides peace of mind by eliminating insurance excesses and for a nominal monthly premium.